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Your Advisory Team

Our dedicated and experienced team of New Jersey based fee only financial planners have diverse backgrounds, experience, and unique specialties.  We come together as a team with a single mission:  Your financial success.  Give us a call and see how we can help you achieve all of your financial goals!  

James Kinney CFP®

Founder and Owner

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Jim is the founder and owner of Financial Pathway Advisors.  He is an experienced and dedicated Certified Financial Planner(tm) with over 17 years of helping clients achieve their financial life goals as a FEE ONLY financial planner. 

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Carlos D. Ruiz, CFP®, CSLP®

Certified Financial Planner

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Carlos is a Certified Financial Planner™ as well as a Certified Student Loan Professional (CSLP®). He is currently working on his MBA in Behavioral Finance.

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Luba Globerman, CFP®

Certified Financial Planner


Luba has been a Certified Financial Planner™ certificant since 1995. She is particularly passionate about working with single women who have gone (or are going through) life changing events such as divorce, widowhood, etc.  

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