Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? From Boats to Brokers From the Dutch East India Company to Wall Street, the stock market has a long and storied history.