Broker Check

Whether you are getting ready to retire next month, or it's still a decade or more off, a successful retirement requires a sound financial plan.  And who you choose to create your retirement plan matters!  After all, this is a highly personal business.  To provide good advice, your financial planner needs to understand what makes you tick - your goals, your values, your worries, and your dreams.   And for you to accept the advice he or she offers and put the plan into action, you need to know and trust your advisor and his or her motives.   For all these reasons, we believe that the partner you choose to guide you on your retirement journey should be all of the following:

Experienced

Experienced

A little gray hair helps.  I mean, can you really rely on financial advice from someone who has barely even started their own financial journey?  Your Financial Planner has been creating retirement plans for our New Jersey neighbors for over 17 years and has created and helped implement hundreds of financial plans for your New Jersey neighbors.

Knowledgeable

Knowledgeable

Your advisor is a Certified Financial Planner(tm) one of the most rigorous credentials in the financial planning industry.   This can be a highly complex field which requires detailed knowledge across a wide range of financial topics.  We have the deep bank of knowledge necessary to provide truly holistic advice.

Trustworthy

Trustworthy

As a fiduciary advisor, we are obligated to putting our clients interests first.  As a FEE ONLY financial planner, we have structured our compensation structures to minimize conflicts of interest that might arise from commissions or incentive payment plans.   

Local and Independent

Local and Independent

We are a small, local, independent family practice.  We do not answer to any boss other than our clients.  Helping our New Jersey neighbors navigate their financial lives is our passion.  You won't find that commitment coming from the large national financial firms.

Flexible

Flexible

One size fits all does not work in retirement planning.   We understand every client is unique, and every plan we create is customized and build around each clients' unique situation.  This is personal to us - and we will take the time to truly understand your needs before we start the planning process

Caring

Caring

This might be the most important trait of all.  We love financial planning.  We celebrate each client's retirement as if it were our own, and take pride in the work we do and the role we play in helping our clients achieve their financial independence.

Beyond Investments:  A Holistic Plan for All of Your Financial Life

Too many financial firms seem more interested in managing your money than in helping you make decisions.   Sure, investing is important - but so are all the other aspects of your financial life.  And the decisions you make in one area (insurance, college, estate planning, even daily spending decisions) can impact your ability to achieve goals in another area.  This is why you need an advisor who is committed to all of your life - not just handling your money!

Retirement Planning

A sound financial plan will help you retire with confidence so you can enjoy your golden years rather than worry about money.  We have helped hundreds of clients retire successfully.  Learn more about how our financial planning services can take the guesswork out of retirement

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College Planning

Paying for college is one of the biggest financial commitments you and your child will make in your lifetime.   We can help you mp where all the money will come from and the impact on other priorities in your overall financial plan. 

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Investment Advice (your way)

We can manage investments for you if you like.  Or you can do it yourself.  We can provide the advice you need to make sure your investment strategy us consistent with your financial planning goals.  You can decide who you want to implement that advice. 

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What our Clients Say

Read what our clients have to say about retirement and how our financial planning services have helped them plan their financial journey.

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Words of Wisdom

"If there is one single step you can take today to solidify your position as an insider, it's to align yourself with a fiduciary, an independent Registered Investment Advisor"

- Tony Robbins

<strong>A True Fiduciary Committed to Your Goals<br/></strong>

A True Fiduciary Committed to Your Goals

Every financial advisor now claims to be a fiduciary.  We think talk is cheap.  A fiduciary must always put his/her clients' interests first, ahead of his/her own.  We don't think that is possible if you accept commissions, or sell proprietary products for your employer.  These built in conflicts of interest make true fiduciary care nearly impossible, in our opinion. 

At Financial Pathways, we are true fiduciaries.  We work solely for you.  We do not earn commissions, incentives, or any other payments from any third party.  We believe our policy of FEE ONLY advice serves to best align our goals as advisors with those of our clients.  See what we can do working together to achieve your most important financial goals!

Want to Learn More About Financial Planning?  Ask Us!

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