Financial Planning For Women Services in Bridgewater, NJ

Luba Globerman, Certified Financial Planner, Certified Divorce Financial AnalystLuba Globerman
Certified Financial Planner™ (CFP®)
Certified Divorce Financial Analyst
Partner Financial Pathways

Life can be full of surprises.

“I never thought that I’d be living my life as a single woman. But when my husband died unexpectedly at age 53, all of our planning went out the window. I was fortunate that we had planned ahead for this possibility. It also helped that, as a Certified Financial Planner™ I was not a novice when it came to money matters.

Although it has been a tremendous and painful adjustment, a few good things have come of the tragedy. First, it has drawn me closer to my children. Second, it awakened me to rediscover my calling as a financial counselor.

I believe there are several lessons to be learned for all women from my experience: A husband is not a retirement plan. Be prepared – anything may happen. Stay informed on financial topics. Understand and be involved in family financial decisions. Seek out good advisors, develop a plan, and implement and follow that plan. And take responsibility for your own future.”

Financial planning in some ways is more critical for women than for men. Women live longer than men. Much longer on average. That means more years of retirement and a greater risk of running out of money. Regardless of marital status, women are more likely than men to live alone for part of their lives, and are more likely to need long term care with all its associated financial challenges.

Despite the obvious importance, many women are reluctant to initiate the financial planning process. Some may lack confidence in their own financial abilities. Others are uncomfortable with the high pressure sales tactics and male dominated culture which seems to dominate the financial advisory business. And let’s face it, for many people of both sexes, financial planning is considered to be about as much fun as root canal surgery!

A supportive approach to financial planning for women

Our team at Financial Pathways provides a friendly, supportive, consultative environment in which we can work together on planning your family’s financial future. We’ll never make any recommendation until we know all about you, your life, your family, your goals, your personality, and your financial situation.

Is financial planning for women really any different than planning for men, or couples? Not really. But we have found over time that women do seem to appreciate our low key, consultative approach to planning. Together we will build a customized road map for your future. Plus we take the time to fully explain the plan and our recommendations. There is never any sales pressure. Our only agenda is your financial security.

Long term support that’s there when you need it

Most importantly, we’re available to you for the long haul. We don’t sell product and move on to the next client. We want to be your advisor for life. We are here to answer the simplest question, and we are here when the going gets rough and the issues get complicated. Let us be your partner on this financial journey.

We understand what you’ve been through and we’re here to help

Don’t put this off another day. You don’t have to go it alone. Give us a call at (908) 203-4664, or send us an email using the form on this page. We’ll explain how our specialized financial planning and estate planning for women would work for you.