James D. Kinney, Certified Financial Plannertm
       Luba Globerman, Certified Financial Plannertm
1200 Hwy 22, Suite 2000, Bridgewater,  NJ  08807  (908) 203-4664

A Trusted Guide for Your Family's Financial Journey
We know this Road.  We can show you the way.

You know where you want your financial journey to take you.  A secure retirement.  College education for your children.  A life free of financial worries and stress.  But the best path to follow may not always be clear. After all, if you are like most people, you only make this financial journey once.  Guidance and advice from someone who knows the way could be reassuring!  That is what financial planning is all about.

As Certified Financial Plannerstm, we have traveled this road with our clients many times.  We know every twist and turn.  We know where the obstacles and dangers lie.  Let us share our knowledge and experience with you.  Let us help guide you on this journey...

Focused Entirely on Your Life, Your Dreams, and Your Financial Plan.

We realize that there are some for whom "advice" and "planning" seem to  merely be a means to sell complicated financial products for large commissions.  There are others who only want to work with you if you have seven figures or more in "investable assets".  Financial Pathways is different  Our planning and advice puts the focus where it belongs - on you!  We are independent and locally owned.  We have no hidden corporate agenda, no sales quotas influencing the advice we offer.  You will never experience sales pressure - only a genuine commitment to your financial success!

Beyond Investments.  A Holistic Approach to Financial Advice.

Our commitment to our clients can be seen in the nature of our recommendations.  Firms that are focused on selling product will tend to focus on the products they sell.  Firms that are mostly interested in your money will tend to focus on investment recommendations.  Our focus is on the whole of your financial life.  How you invest your money is certainly important.  But so are your present and future cash flows, mortgage and other debts, income taxes, insurance, wills and estate documents, real estate, employee benefit plans, Social Security, Medicare and pension benefits, even your career and business.  Your financial life is about so much more than investments - and so are we!   A holistic, big picture approach that is focused on you and your goals.  This is the Pathways difference! 

Let's Start Planning! 

If you are seeking a financial advisor who can help you coordinate all the myriad pieces of your complex financial life - an advisor who is more interested in your goals than his next commission check - we need to talk!  So take your time, explore our website, then give us a call or email us to setup a free consultation.  No heavy handed sales pitch.  No slick corporate presentations.  Just a frank discussion about your future and how our services can help you achieve the future you desire for you and your family! 
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Life is like playing a violin solo in public and learning the instrument as one goes along.  ~Samuel Butler
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Free No-Sales Pressure, No-Obligation Consultation.

If you wish to learn more about how financial planning can help you achieve your goals, click here to arrange a convenient consultation.

In addition to our Bridgewater NJ office, we have meeting space available in many New Jersey locations including Morristown, Princeton, Short Hills, and Freehold. Ask for the location nearest you.

We can also utilize web or teleconferencing technologies for your convenience.
All Are Welcome Here!   We are serious about financial planning and advice.  Therefore we make our advisory services available to all who genuinely seek assistance, regardless of the size of your bank account.  Our hourly fee for service program may be ideal for those seeking a little help and guidance, but do not need investment management services.